APLYiD and Forms Live: Built-in AML compliance for Australian real estate

If you're a real estate agent using Forms Live, you're already ahead of most agencies when it comes to AML/CTF readiness. Forms Live has embedded AML compliance directly into the workflows your team uses every day - and its integration with APLYiD means the step from data capture to full due diligence is a short one.

Here's what that looks like in practice, and why it matters.

How does the integration work?

Trigger AML checks in your existing Forms Live workflow. Data then directly flows into APLYiD. No manual re-entry, no copy-pasting between systems, no chasing clients for information you already collected.

From there, APLYiD covers your process end-to-end: running identity verification, completing customer due diligence, assessing risk, and maintaining a full audit trail. Every check, every update, every result is stored and accessible when you need it, including when AUSTRAC comes calling.

What does this mean for Forms Live users?

If you're already using Forms Live, adding APLYiD to your compliance workflow is straightforward. You're not adopting a new system from scratch - you're extending the platform you already use to handle the parts of AML compliance that go beyond data collection.

The integration means your agents can initiate compliance checks without disrupting their existing workflow. The client completes verification on their phone. Client information captured is communicated automatically with Forms Live. The nominated compliance officer handles what they need to on their end. The whole process runs in parallel to the transaction, so compliance doesn't slow down your deal.

For agencies getting compliant for Tranche 2, this matters. AML/CTF obligations under Tranche 2 require real estate agents to verify client identity, assess and manage risk, and maintain records over the life of the relationship. Having a system that connects data capture to verification to record-keeping - without manual handoffs - is the difference between compliance being a workflow and compliance being a scramble.

What does APLYiD offer?

There are several AML providers integrated with Forms Live. Here's what APLYiD offers.

One flat fee per listing

APLYiD charges a single flat fee per listing rather than per individual check. For agencies managing multiple parties in a transaction - vendor, buyer, beneficial owners - this removes the uncertainty of per-check pricing and makes compliance costs predictable and easier to budget.

End-to-end platform

APLYiD isn't just a verification tool. It covers the full compliance lifecycle: onboarding, identity verification, re-verification, risk assessment, and ongoing monitoring - all in one place. You're not juggling multiple providers or stitching together point solutions to meet your obligations.

AML/CTF policy builder

Tranche 2 doesn't just require you to verify clients - it requires you to have an AML/CTF programme in place. APLYiD's built-in policy builder guides you through creating a programme tailored to your agency, so you're not starting from a blank page or paying a consultant to write something generic.

AML training for your team

Compliance only works if your staff understand it. APLYiD includes access to their AML training platform, so you can get your team certified and demonstrate to AUSTRAC that your people know what they're looking for and what to do about it.

How do I get started?

The good news is that if you're already on Forms Live, a significant part of your infrastructure is already in place - structured data capture, digital onboarding forms, and a direct integration with APLYiD are all ready to go.

The next step is connecting your Forms Live account to APLYiD and getting your AML program set up. Both platforms are designed to make that process straightforward, without requiring IT support or weeks of onboarding.

AML compliance doesn't have to mean extra systems, extra admin, or extra stress. With Forms Live and APLYiD working together, it fits into the workflow you already have.

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